Fees Eat Diversification's Lunch
Abstract
Diversifying into more-exotic asset classes comes with different price tags. We consider investment management fees relative to various asset classes' diversification benefit. We show that the fees on diversifying asset classes are astonishingly high relative to their diversification benefit. Diversification is often spoken of as the only free lunch in investing, yet we show that it is not free and is properly considered only in light of its costs. More-exotic asset classes typically come with higher investment management fees, which offset their diversification benefits. Fee levels need to be part of asset mix decision and strategic asset allocation.
Document Details
- Document Type
- Technical Report
- Publication Date
- Sep 19, 2014
- Accession Number
- AD1015534
Entities
People
- Brian C. Payne
- William W. Jennings
Organizations
- United States Air Force Academy