Optimizing Early Retirement Decisions.

Abstract

The military retirement system is designed to allow the services to encourage the right amount of skilled professional service members to serve in the military. The U.S. Army's early retirement program is a temporary one designed to allow some soldiers to leave the service prior to 20 years of service, to reduce the Army's operating budget without destroying morale. No widespread tool is available for an officer to decide if he should retire between 15 to 20 years of service. It is suspected that many soldiers make this important decision based on instinct. This thesis provides an analysis of whether it makes financial sense for an officer to select early retirement. A spreadsheet formulation is developed and used to indicate if and when an officer should select early retirement. The program investigates the decision that various civilian salary levels and various assumed discount rates.

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Document Details

Document Type
Technical Report
Publication Date
Jun 07, 1996
Accession Number
ADA311926

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  • Robert S. Guarino

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  • United States Army Command and General Staff College

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