The Department of Defense Retiree Dental Program.
Abstract
In September 1996, Congress passed the Department of Defense Authorization Act, 1997, Public Law 104-201, Section 703. This law mandated that the Secretary of Defense establish a dental insurance plan for military retirees, their dependents, and certain surviving spouses. The purpose of this study was to predict the participation rate of the above individuals in this new Retiree Dental Plan. The premium for the dental program depends on the demographic mix of the eligible retirees selecting the program. An accurate forecast of the participation rate is necessary to develop the premium cost associated with the dental benefit design. Due to its proprietary nature, experience data is not readily available from the insurance industry. Other sources were utilized to compare the retired military population against their civilian counterparts in areas of dental utilization and insurance coverage. The results of this study suggest that the military retired population and their family members are similar to the United States population in general. Based on dental plan enrollment experience of several military retiree associations, this study anticipates an enrollment of approximately 20 percent.
Document Details
- Document Type
- Technical Report
- Publication Date
- May 01, 1997
- Accession Number
- ADA372106
Entities
People
- Stanley J. Mcneme
Organizations
- Academy of Health Sciences