Check Relay: Controls in Place Comply With Federal Reserve Guidelines
Abstract
Efficiently transporting checks to the paying bank is critical to ensuring the prompt movement of funds throughout the United States and is a crucial step in the nation's payment system. This report discusses the management of the air transportation network used by the Federal Reserve System to transport checks from one Federal Reserve office to another. The Federal Reserve System, a major provider of check collection services for banks, uses this network to provide check-clearing services. These services entail collecting checks and returning dishonored checks. This must be done promptly to minimize (1) banks exposure to losses between the time that deposited funds must be made available for withdrawal under the Expedited Funds Availability Act 3 and the time that banks receive notice that a check is being returned unpaid and (2) the amount of float in the system.
Document Details
- Document Type
- Technical Report
- Publication Date
- Dec 01, 2001
- Accession Number
- ADA398274
Entities
Organizations
- United States Government Accountability Office